Hey, Millennials, ever wondered what a credit score means and why it matters? Or how your significant other's finances could affect your future together? What about protecting yourself from fraud? And do we really need to worry about retirement in our twenties?
As part of a six-week partnership with the National Foundation for Credit Counseling, you'll have the opportunity to ask Certified Consumer Credit Counselors and Educators everything you've ever wanted to know about credit. USA TODAY will host weekly Twitter chats every Wednesday 3:00-3:30 p.m. ET, starting Feb. 12, with a dedicated credit counselor participating in each chat. The topics will be:
• Feb. 12: Basics of credit: What does having good credit mean and why should I care? With Jana Castanon of Apprisen, tweeting from @Apprisen.
• Feb. 19: Becoming a homeowner: How to prepare for buying your first house. With John Berry of Money Management International, tweeting from @MoneyManagement.
• Feb. 26: Finance in your relationship: How to handle debt and credit with your significant other. With Soneyet Muhammad of Clarifi, tweeting from @WeClarifi.
• March 5: Buying a car: How to negotiate and know whether you're getting a good deal. With David Flores of GreenPath Debt Solutions, tweeting from @greenpathdebt.
• March 12: Protecting yourself: Everything you need to know about giving your personal information away, identity theft, how to detect fraud and what to do about it. With Jonathan Gedeon of ClearPoint Credit Counseling Solutions, tweeting from @KnowYourMoneyUS.
• March 19: Retirement planning: What you should be doing in your twenties to prepare for your sixties and beyond. With Sheri Stuart of Springboard Nonprofit Consumer Credit Management Inc., tweeting from @CreditDotOrg.
You can submit questions ahead of time by e-mailing reporter Hadley Malcolm at firstname.lastname@example.org or connecting with her on Twitter at @hadleypdxdc. If you'd like your question to remain anonymous, please say so in your e-mail. We encourage you to log into Twitter at 3 p.m., each Wednesday to follow the chats live by using the #millennialmoney hashtag. You'll be able to ask questions directly to Hadley and the counselors during that time, and we will pull in the chats on this page.